Texas has the most heavily regulated title insurance market in the country. The Texas Department of Insurance (TDI) sets the price and coverage of residential and commercial title insurance. The TDI also promulgates the division of premiums between title companies and agents. As a result, competition is eliminated from the title insurance market, and costs increase for both consumers and businesses.
Supervised Drug Consumption Sites: Overview and Model Legislation
Supervised drug consumption sites are causing more harm than the help they are allegedly providing. In cities where these sites have opened, they have attracted crime and ultimately failed to address the causes of overdose and addiction. Key points: Supervised drug consumption sites are illegal by federal law, but NGOs continue to try to open...