The move to a file-and-use regulatory system for homeowners’ insurance, as called for by the Texas Legislature, is incomplete. Completing the move is necessary for consumers to reap the benefits of a competitive marketplace.
Economy
Austin’s Simple Fix for Soaring Housing Costs
After years of watching home prices skyrocket out of reach for first responders, nurses, and young families, in December 2023, Austin city council voted to rewrite its zoning code. The first phase of its HOME Initiative—known as HOME-1—effectively allowed up to three homes on most lots that previously could host only one. A year later,...
December 9, 2025