The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Modernizing Texas’ Water Infrastructure Cybersecurity
Despite the cybersecurity vulnerabilities that exist throughout Texas’ water infrastructure, the state can streamline operations and adopt policies to be a national leader in cybersecurity for critical infrastructure. Key points: Recent cyber attacks on water infrastructure systems throughout the nation demonstrate the frailty and inadequacy of existing defenses. As state water systems become more digitalized,...