By allowing companies and consumers to freely contract with other, Texas would create regulatory certainty. This would in effect bring more insurance companies to Texas, increase competition, and bring down insurance rates for consumers.
Local Government
Zoning Promised Order, But Delivered Scarcity.
Texas adopted Hoover’s blueprint a century ago. Today, the bill is due in higher prices and lost liberty. Progressive-era policy rears its head in Texas housing. A century after Herbet Hoover put housing under government management, innovation has faltered, consumer choice has dwindled, and costs have exploded. Popular sentiment casts Herbert Hoover as a do-nothing,...
December 16, 2025