Reducing the Cost of Homeowners Insurance

April 9, 2013

Allowing non-renewal of certain homeowners policies will significantly reduce abuse in the claims process, reduce insurance costs, and benefit the Texas economy.

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Bringing Down the House (Price)

A decade ago, the typical Texas home value was about $181,000. Today, it’s ballooned to around $302,000. As home prices increase so too does the barrier to entry get higher. A recent study estimates it would take 7 years for a median-income Texas household to save up for a 20% down payment. But you don’t...

July 16, 2026

Health Care

Transformational Healthcare Reform

Transformational Healthcare Reform Key Points As hospitals and insurance systems have consolidated, patients have faced rising costs and narrower choices, while physicians have lost independence, and control has shifted to a handful of large corporate systems. Price transparency alone is not enough: patients and employers need clear disclosure of actual prices, fees, commissions, conflicts of...

August 21, 2026

Taxes & Spending

Just the Facts: Local Government Spending

Despite billions in property tax relief provided by recent state legislatures, Texans’ property tax bills continue to increase due to unrestricted spending at the local level. Key points: City and county government spending continues to outstrip increases in both population and inflation. While the state government has constitutional and statutory spending limits, local governments do...

August 10, 2026

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