Bill Analysis SB 1062 & HB 3228

March 20, 2019

Vance Ginn, Ph.D.

Vance Ginn, Ph.D., is an accomplished economist finding free-market solutions that let people prosper. He is founder and president of Ginn Economic Consulting where he provides high-quality research and trusted insights on how to affect change at the federal, state, and local levels. Ginn’s experience includes time in public policy, government, and academia. He is chief economist at Pelican Institute for Public Policy and a senior fellow at several think tanks, including at Americans for Tax Reform, Texas Public Policy Foundation (TPPF), and Young Americans for Liberty.

Senate Bill 1062 and House Bill 3228, filed by Sen. Hancock and Rep. Muñoz, will give consumers the right to participate in title insurance rate hearings by providing standing to the public to appear as a party, to offer evidence at hearings, and to request a rate hearing be held to consider a rate change more frequently than every five years.

View Full Publication

A New Birth of Excellence: Independent Colleges and the Recovery of Academic Freedom

This week, five independent colleges—Benedictine College, Merrimack College, the University of Mount Saint Vincent, Bellevue University, and Houston Christian University—announced that they have joined as founding members of the National Association for Academic Excellence (NAAE). Their move could be momentous. Spanning New England to Texas and the Great Plains, these institutions are helping to build...

October 20, 2026

Taxes & Spending

These 12 Small & Mid-Sized Cities and Counties are Threatening Huge Tax Hikes

Many small and mid-sized cities and counties are right now considering tax rates that, if ultimately adopted, will result in homeowners paying higher taxes. In some cases, those threatened tax hikes are dramatic. To better understand which Texas taxpayers are in the danger zone, I recently surveyed numerous Notices of Public Hearing on Tax Increase,...

September 14, 2026

Islamism

Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks

Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks By: The Honorable Chuck DeVore Download the full research paper here. Key Points Texas’s critical infrastructure remains vulnerable to natural disasters and attacks. The federal government largely abandoned civil defense 50 years ago. Should key elements of Texas’s...

October 15, 2026

Vance Ginn, Ph.D.

Related content

A New Birth of Excellence: Independent Colleges and the Recovery of Academic Freedom

These 12 Small & Mid-Sized Cities and Counties are Threatening Huge Tax Hikes

Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks