TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
Editor’s Note: TPPF CEO Greg Sindelar recently spoke on Conservatism at the Oxford Union. Below are Greg’s prepared remarks. Madam President, honorable members of this House, distinguished opponents Mr. Madrid, Mr. Stephens, Mr. Malcolm, and Mr. Stern, and my colleagues on the Opposition benches: good evening. My opponents tonight have clad themselves in the armor of many of our...
A decade ago, the typical Texas home value was about $181,000. Today, it’s ballooned to around $302,000. As home prices increase so too does the barrier to entry get higher. A recent study estimates it would take 7 years for a median-income Texas household to save up for a 20% down payment. But you don’t...