The move to a file-and-use regulatory system for homeowners’ insurance, as called for by the Texas Legislature, is incomplete. Completing the move is necessary for consumers to reap the benefits of a competitive marketplace.
Squatter’s rights do not exist; property rights do.
On May 15, 2024, Texas Public Policy Foundation’s James Quintero testified before the Senate committee on the issue of “squatter’s rights.” McCaw Property Management (n.d., para 1) defines a squatter as “somebody who is living on a land or in a building that is either unoccupied, abandoned, or foreclosed without the legal consent of the...