This report focuses on identifying the underlying statutory provisions that, if amended or repealed, would eliminate many of the conflicts in homeowners’ insurance law. The report’s recommendations are designed to do this and, ultimately, to bring a consumer-friendly regulatory system to the Texas homeowners’ insurance marketplace.
Local Government
Zoning Promised Order, But Delivered Scarcity.
Texas adopted Hoover’s blueprint a century ago. Today, the bill is due in higher prices and lost liberty. Progressive-era policy rears its head in Texas housing. A century after Herbet Hoover put housing under government management, innovation has faltered, consumer choice has dwindled, and costs have exploded. Popular sentiment casts Herbert Hoover as a do-nothing,...
December 16, 2025