This Powerpoint presentation describes the current statutory and regulatory barriers that exclude ex-offenders from numerous licensed occupations ranging from plumbing to nursing to cosmetology and suggests reforms to lower these barriers. Such reforms can improve economic productivity and reduce crime, as ex-offenders who are employed are three to five times less likely to re-offend.
Local Government
TWIA’s Expanding Reach Raises Fresh Concerns
TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
September 15, 2026