Although usually well-meaning, health insurance mandates ultimately harm consumers by making health insurance more expensive and requiring individuals to buy health benefits they would not choose if they had the option.
Pain Has a Price: The Hidden Costs of Insurer-Controlled Care
“You can’t come in for your steroid injections without scheduling an extra appointment because your insurance isn’t paying us enough.” That’s what I was told at my most recent visit to an orthopedic surgeon I’ve seen for years. I expected relief from my pain, not a surprise medical bill—or as I learned later, “cost-shifting.” My...