Health Savings Accounts offer employers and individuals an affordable new option for health insurance coverage. Health Savings Accounts (HSAs) have grown in popularity since Congress authorized their use in 2003. The forerunner to HSAs, Medical Savings Accounts (MSAs), were first established in 1996 and had extensive restrictions that impeded their use and success. HSAs are free of those restrictions, and anyone can own one.
Health Care
Transformational Healthcare Reform
Transformational Healthcare Reform Key Points As hospitals and insurance systems have consolidated, patients have faced rising costs and narrower choices, while physicians have lost independence, and control has shifted to a handful of large corporate systems. Price transparency alone is not enough: patients and employers need clear disclosure of actual prices, fees, commissions, conflicts of...
August 21, 2026