Is price-fixing a better alternative than competition?

November 11, 2016

Is price-fixing a better alternative than competition? Texas’ experience with title insurance says, “No!” Based on an apples-to-apples comparison, Texas has the fth highest title insurance prices in the country.

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Liberty Action Agenda

The Liberty Action Agenda is a set of critical reforms that must be made to promote and defend liberty, personal responsibility, and free enterprise in Texas. To ensure the flourishing of Texans during the next quarter-century, we must work now toward these bold policy proposals that embody the Texas ideal.  FULL CAMPAIGN AGENDAS Taxpayer Protection Project | Government Reform and Oversight Coalition |...

January 19, 2026

Local Government

When Government Lobbies Itself: Why Texas Should Ban Taxpayer-Funded Lobbying

Texas local governments use taxpayer dollars to hire lobbyists to influence state legislation—creating conflicts of interest, distorting democratic accountability, and undermining the interests of Texas taxpayers. Key points: Taxpayer-funded lobbying expenditures more than doubled from the 85th to the 89th Legislature, now reaching as high as $111.5 million. Taxpayer-funded lobbyists consistently opposed legislation involving property...

April 6, 2026

Economy

Heavy Regulation, High Profits, and Wasteful Spending

Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.

April 12, 2017

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Liberty Action Agenda

When Government Lobbies Itself: Why Texas Should Ban Taxpayer-Funded Lobbying

Heavy Regulation, High Profits, and Wasteful Spending