This paper provides recommendations designed to remove the uncertainty and instability that government price regulation brings to the homeowners’ insurance market and allow the free market and regulators to each do what they do best.
Housing Affordability: Overview and Model Legislation
Burdensome regulation coupled with tax-and-spend policies has led to a housing affordability crisis in Texas. Key points: In the last four years, the median housing price in Texas has outpaced the income of Texas families. Property taxes play a large role in the costs of housing and at a rate of 1.66%, Texas has the...