TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
Last July, 8-year-old Lalani Walton had just returned to Temple, Texas after a road trip with her family. They got home, unpacked their things, and her stepmother promised to take her out for a swim once Lalani cleaned her room. Tired from the trip, her stepmother rested her head and took a quick nap. When...
In response to the highly consequential censoring of the New York Post’s Hunter Biden laptop story, Democrats contend that the backlash surrounding this decision confirms that society needs more moderation and censorship in order for democracy to thrive. After all, to them, “the First Amendment isn’t absolute.” But free speech absolutist Elon Musk has something...