Even with Texas’ low per capita funding level for mental health services, the state has developed a dynamic, community-based system to meet the state’s mental health needs. Nonetheless, this system could be improved further by moving towards greater privatization.
TWIA’s Expanding Reach Raises Fresh Concerns
TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...