Texas’ outdated pursuit of “affordability” over fairness and solvency in insurance regulation over the last 10 years has been found to be wasteful and expensive-delaying innovation and reducing competition-leaving both consumers and taxpayers at risk. This paper provides four recommendations for modernizing insurance regulation in Texas.
Health Care
Care is Better When Patients Get a Choice
Put a finger down if you’ve ever 1) had surgery or another medical procedure 2) received unexpected or confusing bills for the service 3) tried to understand the healthcare system to no avail 4) given up and concluded it’s all a racket where everyone but the patient has control over cost and quality. If you...
December 10, 2025