TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
Texas cities are pouring unprecedented amounts of taxpayer money into homelessness services, yet the crisis on the streets continues to visibly worsen. From Dallas to Austin, budgets for housing initiatives expand every year, but the encampments remain. Taxpayers are justifiably wondering where exactly all their money is going. The answer, according to a new research...
Going Medieval on Education Technology Key points: Texas schools have acquired millions of one-to-one devices for use as educational technology. These devices are used for instruction, practice, assessment, and independent study. Significant evidence suggests that using screens reduces students’ reading ability, and the evidence for other subjects is mixed. Exposure to screens also risks harm...