Unlike most states, the government sets a fixed rate for title insurance, preventing competition for consumers’ business. By requiring the purchase of comprehensive, one-size-fits-all title insurance policies at a fixed rate, Texas increases costs for both consumers and businesses.
Local Government
A Trio of New Transparency Laws: Examining the Open Government Reforms Instituted by SB 843, HB 103, & HB 3526
During the Regular Session, the 89th Texas Legislature passed three key measures to meaningfully improve fiscal transparency and cultivate a more informed decision-making environment. These well-intentioned measures include: • HB 103 (2025), relating to the creation and maintenance of a database of taxing unit bond, tax, and bond-related project information; providing a civil penalty; •...
August 21, 2025