Unlike most states, the government sets a fixed rate for title insurance, preventing competition for consumers’ business. By requiring the purchase of comprehensive, one-size-fits-all title insurance policies at a fixed rate, Texas increases costs for both consumers and businesses.
Texas Broadband: Using Federal Funds for the Greatest Impact
Ample evidence indicates that broadband access engenders better economic outcomes, yet approximately 6% of Texans still do not have access to 25/3 Mbps internet (the speed classified as broadband). Further, 15% of Texans are currently not subscribed to broadband—a population that may be unable to pay, undesirous of broadband, or, importantly, those lacking digital literacy....