The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Biden’s environmental agenda is a dangerous path toward an energy crisis
With the election looming, the Biden administration is getting reckless. Biden’s EPA has sunk to a new low with an exhaustive list of draconian environmental regulations openly designed to kill coal. Biden’s anti-fossil fuel crusade won’t result in cleaner air or a cooler climate. But it will destroy an important and necessary source of affordable...