The Case Against Medicaid Expansion: Presentation to the House Appropriations Committee

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This is the time of year employers, local governments, employees, and individuals are looking at their healthcare renewals and expect double digit insurance premium increases for 2027. This pours fuel onto the fire of a healthcare system in crisis. Renewal notices often arrive at the last minute so CFOs and HR directors do not have...

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In the run-up to President Bill Clinton’s transformation — not simply reform — of welfare, opponents predicted dire consequences such as people dying in the streets of starvation, low-income families driven deeper into poverty, low-wage individuals, especially single mothers, never finding jobs, healthy children turned sickly and driven into foster care. These warnings made great headlines, sold...

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TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...

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