These bills would close a gap in private property rights protections by requiring that private property is initially used for the public use for which the condemnor claimed it was necessary.
Homeowners’ Insurance
Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.”...