The Perils of Complete Regulation

July 28, 2016

Kathleen Hunker

The Texas Insurance Code "completely regulates" the business of title insurance and with traditional avenues closed, many within the title insurance industry have turned toward illegal kickbacks to solicit business.

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‘Sparkle Beach Ken’ Is Too Kind To Gavin Newsom

The California governor correctly figures that if he stays on offense, his own dismal record will be ignored — even if that offense is odd. Being Gavin Newsom means never having to explain yourself — being able to hurl accusations and nonsensical claims with nary a follow-up from the press. Newsom’s foray into the World...

January 23, 2026

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The Left Hid César Chávez’s Rapes And Turned Him Into A Saint

When I was in college, I passed the César Chávez statue every day on my walk to class at the University of Texas. Now, César Chávez is the name of the road I take to work. For years, Chávez was presented as the figurehead for Mexican Americans, a symbol we were expected to revere. But...

March 23, 2026

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Impact of a Border- Adjustment Tax on the Texas Insurance Market

Applying a destination-based cash flow tax—better known as a “border-adjustment tax,” or BAT—to the import of reinsurance would have significant effects on the cost and availability of a range of insurance products. This report projects that, for Texas consumers, the impact would be $3.39 billion in higher property-casualty insurance premiums over the next decade.

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Kathleen Hunker

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Impact of a Border- Adjustment Tax on the Texas Insurance Market