TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
Texas adopted Hoover’s blueprint a century ago. Today, the bill is due in higher prices and lost liberty. Progressive-era policy rears its head in Texas housing. A century after Herbet Hoover put housing under government management, innovation has faltered, consumer choice has dwindled, and costs have exploded. Popular sentiment casts Herbert Hoover as a do-nothing,...
CNBC wants you to believe states run by Democrats are the best to live in. But they rigged the data. The headline on CNBC’s shiny new 2026 list screams, “Best States to Live In,” complete with glossy profiles of high-“inclusiveness” northern enclaves. Don’t be fooled. This isn’t an objective guide for families seeking opportunity and security. It’s...