Texas has the most heavily regulated title insurance market in the country. The Texas Department of Insurance (TDI) sets the price and coverage of residential and commercial title insurance. The TDI also promulgates the division of premiums between title companies and agents. As a result, competition is eliminated from the title insurance market, and costs increase for both consumers and businesses.
Cunningham v. City of Austin
Date Filed: March 23, 2026 Original Court: Travis County District Court Case Status: Pending Under Article XI, Section 5 of the Texas Constitution, home rule cities can impose taxes as long as those taxes are authorized by law or by their city charters. The Texas Tax Code requires that local taxes be approved by voters through...