The Texas Title Insurance Tax – Tarrant County

Heavy Regulation, High Profits, and Wasteful Spending

Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.

HB 4239 & SB 2203: The Texas Title Insurance Monopoly

Testimony on HB 4239 and SB 2203 by Bill Peacock

TWIA’s Expanding Reach Raises Fresh Concerns 

TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...