Texas should not limit homeowners’ access to capital through tax lien lending by imposing new notification requirements. Consumers benefit from tax lien lending by being able to work through tough economic times. Governments benefit from tax lien lending because they receive tax payments in a more timely fashion. Even mortgage lenders benefit from tax lien lending...
CNBC wants you to believe states run by Democrats are the best to live in. But they rigged the data. The headline on CNBC’s shiny new 2026 list screams, “Best States to Live In,” complete with glossy profiles of high-“inclusiveness” northern enclaves. Don’t be fooled. This isn’t an objective guide for families seeking opportunity and security. It’s...
Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.”...