Texas should not limit homeowners’ access to capital through tax lien lending by imposing new notification requirements. Consumers benefit from tax lien lending by being able to work through tough economic times. Governments benefit from tax lien lending because they receive tax payments in a more timely fashion. Even mortgage lenders benefit from tax lien lending...
Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.”...
Editor’s Note: This is the latest part of a series on rural Texas and the challenges that rural Texans face. Over the next year, the Associated News Service will delve into the issues facing the Lone Star State’s 177 (out of 254) rural counties. AMARILLO—If you want to fall in love all over again with...